Next we're gonna give you some tips so that when you travel outside of Spain you know which ATMs charge commissions and which don’t.
First things first:
If you go to an ATM and you can choose between euros and the local currency, choose the local currency; this way Rebellion can do the exchange according to the MasterCard Exchange Rate. If you choose euros, the exchange rate will be determined by the cashier.
Below is a list of banks that do not charge a commission, sorted by continent. The information in this list has been obtained from experiences that Rebellion users have shared with us and from experiences that users of prepaid cards from other neobanks different to Rebellion have had when withdrawing money from ATMs in different countries.
Rebellion is not responsible if a Rebellion customer is charged a fee for using the ATM as the information we have collected about getting charged or not at ATMs around the world may vary over time and depends on certain factors that we cannot control.
You're more than welcome to text us by chat or write us at firstname.lastname@example.org to help us update this list.
Also, we would also like to give you another piece of advice when you travel outside of Spain: take your material card with you. We know that there are countries where contactless is not accepted.
Albania: No commission at Credins bank.
Andorra: No commission at Andbank.
Austria: No commission is charged at Volksbank ATM, Bawag PSK, Tirol AG nor Hypovereinsbank.
Belgium: No commission is charged.
Bulgaria: No commission is charged.
Croatia: Erste Bank (2018), Splistka Banka, Zagrebacka Bankca, hpb bancomat do not charge commission.
Cyprus: No commission are charged neither at Alpha bank (2019) nor in Helleniki (2019).
Czech Republic: Most ATMs do charge a commission.
Denmark: Nordea don't charge commission.
France: Societe Generale no commission are charged.
Germany: Don't charge commission at Sparkasse Köln-Bonn, Baben-Württembergische and Hypovereinsbank.
Greece: National Bank of Greece charges €2.60 for withdrawing €70. Alpha Bank charges a fee of €2.50 per withdrawal and Pireus Bank €3 per withdrawal (2021). Attica Bank charges a commission of 2 € if you withdraw 100 € and Cooperative Bank of Chania don't charge commission.
Hungary: K&H Bank y OTP Bank don't charge commission.
Iceland: ATMs usually charge a flat fee of 155-300 ISK. Tomato ATMs charge 180 ISL, more than 1%.
Ireland: Bank of Ireland (2018) and AIB – Allied Irish Banks (2017) don't charge commission.
Italy: Poste Italiane ATM, Banca Carige, Unicredit and Cariparma don't charge commission (2018).
Latvia: ATMs do not charge a set commission. Examples are: Swedbank, SEB Banka, Citadele Banka and Luminor Bank.
Luxembourg: ATMs do not charge commission.
Macedonia: StopanskaBanka, Halkbank, Ohridska Banka or Sparkasse Bank do not charge commission. Most banks do not charge commission.
Montenegro: They do charge commission.
Netherlands: Rabobank, ING y ABN Amor don't charge commission
Norway: Don't charge any commission.
Poland: Santander, Bank Pekao and ATM Global do not charge commissions (2018).
Portugal: Multibanco don't charge commission
Romania: OTP Bank (2018), CEC Bank (2019), BCR (2018), Banca Transilvania (2019), BRD Bank/BRD-GSG Bank (2018) and ING (2018) no cobran comisión. don't charge commission.
Russia: VTB, Bank Orkitie, Sberbank (Сбербанк en ruso) and BIN Bank don't charge commission (2019).
Slovakia: Prima Banka, Unicredit, Postova Banka, VUB and Tatra Banka do not charge commission (2018).
Slovenia: ATMs do not charge commission. Avoid tourist ATMs like Euronet since they do charge commission. Abanka charges a commission of €4.
Spain: No commission is charged at ATMs of known banks.
Sweden: No commissions.
Switzerland: There are no set commissions at ATMs
Turkey: VakifBank and Yapi Krendi do not charge commission (2019).
United Kingdom: No fees are charged at major banks or at Sainsbury's supermarket ATMs. Euronet ATMs do charge commission (2017).
Argentina: Yes they charge commission. The Link ATM network charges 350 pesos per extraction while the Banelco Network charges 600.
Belize: ScotiaBank don't charge commission.
Bolivia: Banco Unión and Caja Sol do not charge commission although it is recommended to carry cash because many banks do not accept cards.
Brasil: Banco do Brasil don't charge commission.
Canada: Scotia Bank don't charge commission and could be that neither charge commission at RBC, TD and neither at ICBC.
Chile: Yes commission is charged. In ScotiaBank doesn't charge commission except in the capital that seems to have started charging (2018).
Colombia: BBVA does not charge commission and up to 300,000 can be withdrawn per withdrawal.
Costa Rica: Banco Popular y BAC Credomatic they do not charge commission when withdrawing cash from the cashiers.
Dominican Republic: Yes there is commission. BanReservas doesn't charge commission but after being one month in this country, it does not allow withdrawing cash with the same card.
Ecuador: Banco Pichincha, Produbanco, Banco del Austro don't charge commission.
Guatemala: All of the banks take some commission (between 32 and 52 Quetzales)
Honduras: Unibank y Banco Occidente don't charge commission.
Mexico: They do charge commissions, although Citibanamex and Banbajío charge the least. Approximately $30 MXN and $23 MXN respectively.
Nicaragua: Don't charge commission at BAC Credomatic.
United States: Don't charge commission at Citizen Bank, M&T, KeyBank and TD
Uruguay: The Bank of the Republic doesn't charge commission.
Panama: Yes they charge some commission.
Peru: Yes they charge commission. BCP, Banbif and Nation do not charge commission. BCP leaves up to 700 soles once a month. In the case of Nation there are 400 only once a month as well.
Cambodia: They charge commission. MB Bank doesn't charge commission but is only in Phnom Penh.
China: Don't charge commission.
Hong Kong: Don't charge commission.
India: Union Bank of India, Viajaya Bank, SBI (State Bank of India), RBL Bank, Kotak Mahindra Bank, BOB (Bank of Baroda) and HDFC Bank do not charge commission. You can only get 10,000 rupees in each withdrawal and the operation of foreign cards is as follows: First you put it to the cashier, the cashier detects it, you take it out, you put the PIN and request the money.
Indonesia: Maybank, CIMB Niaga, Bank Central Asia (BCA) and Mandiri do not charge commission.
Maldives Islands: ATMs charge commission: 100 mvr (which is about € 5.00)
Israel: No commissions.
Japan: It is assumed that the 7-Eleven ATMs do not charge commission.Jordan: All ATMs are charged with or without notice (2019).
Kazakhstan: Sberbank doesn't charge commission and it seems that in general no commission is charged at any ATM.
Laos: They usually charge commission although Maybank does not charge. With this bank you can get up to 1 million kips for every time you take out money
Lebanon: The SGBL bank allows you to withdraw without commissions.
Malaysia: They do not charge at most ATMs. Confirmed that they do not charge at RHB, HSBC and Maybank.
Myanmar: Yes they charge commission that varies between 5000 and 6500 MMK.
Nepal: No commission is charged at Kailash Bikas Bank, Everest Bank and Nepal Bank Limited.
New Zealand: Most ATMs do not usually charge. It is confirmed that Westpack, Kiwibank and BNZ do not charge commission but the maximum withdrawal is 300 NZD.
Philippines: HSBC doesn't charge commission but you will only find it in Cebu and Manila.
Singapore: Yes they charge commission. OCBC and UOB do not charge commission.
Sri Lanka: Yes commission is charged. NDB Bank in 2018 doesn't charge commission.
Taiwan: Union Bank of Taiwan, Cathay Bank and SinoPac do not charge fee.
Thailand: In most banks you go to the window, present your passport and let you buy baths by passing the card through a card machine and without charging a commission. An example of these banks is the Bangkok Bank.
Uzbekistan: They charge commission. Kapital Bank doesn't charge commission. In this country it is very difficult to get money from ATMs. What they do is that you go to a bank there and pay 101 or 102 dollars and they give you 100 dollars. It is recommended to arrive in the country with dollars. With euros too but the exchange rate is worse.
Vietnam: No commissions are charged at most ATMs. Cashiers that do not charge: Shinhan Bank, VietinBank, TP Bank, Donga Bank, Eximbank, VP Bank and MB Bank.
Botswana: FNB doesn't charge commission (2018).
Egypt: National Bank of Egypt and Maca Misr do not charge commission.
Ghana: Banks that do not charge commission: Royal Bank, Barclays Bank, First Bank, Standard Charted bank, UT Bank, Stanbic Bank, Universal Merchant Bank, United Bank for Africa (UBA), GCB and Bank of Baroda
Kenya: Diamond Trust Ban, and Equity Bank do not charge commission.
Morocco: BMCI does not currently accept Rebellion prepaid cards. You may try to withdraw money from these ATMs and the ATM will not allow you to do so.
Namibia: Don't charge commissions. FNB ATMs do not charge commission.
South Africa: Yes they charge commission, apparently a percentage with a minimum of about 30 ZAR (2-3 euros)
Tanzania: KCB Bank Tanzania doesn't charge commission.
Australia: Yes they charge commission. Suncorp, Bank of Queensland and NAB don't charge commission. Neither do it charge ANZ, choose Savings.